/* Fonts are hosted on this site (no Google Fonts): faster, works if Google is slow, no visitor data sent to Google. latin-ext includes the naira sign. */
@font-face{font-family:"Inter";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/inter-latin-400.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Inter";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/inter-latin-ext-400.woff2) format("woff2");unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:"Inter";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/inter-latin-500.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Inter";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/inter-latin-ext-500.woff2) format("woff2");unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:"Inter";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/inter-latin-600.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Inter";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/inter-latin-ext-600.woff2) format("woff2");unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:"Inter";font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/inter-latin-700.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Inter";font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/inter-latin-ext-700.woff2) format("woff2");unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:"Fraunces";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/fraunces-latin-500-normal.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Fraunces";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/fraunces-latin-ext-500-normal.woff2) format("woff2");unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:"Fraunces";font-style:italic;font-weight:500;font-display:swap;src:url(../fonts/fraunces-latin-500-italic.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Fraunces";font-style:italic;font-weight:500;font-display:swap;src:url(../fonts/fraunces-latin-ext-500-italic.woff2) format("woff2");unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:"Fraunces";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/fraunces-latin-600-normal.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Fraunces";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/fraunces-latin-ext-600-normal.woff2) format("woff2");unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:"Fraunces";font-style:italic;font-weight:600;font-display:swap;src:url(../fonts/fraunces-latin-600-italic.woff2) format("woff2");unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:"Fraunces";font-style:italic;font-weight:600;font-display:swap;src:url(../fonts/fraunces-latin-ext-600-italic.woff2) format("woff2");unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF}

:root{
  --brand:#981e36;        /* sampled from the CHI logo */
  --brand-deep:#6b1224;
  --brand-tint:#f9edf0;
  --ink:#16181d;
  --grey:#4a4e55;          /* dark sections: footer, figures strip, call card */
  --ink-2:#4a4f5a;
  --line:#e6e3df;
  --bg:#ffffff;
  --bg-soft:#faf8f5;
  --gold:#c79a4a;
  --radius:18px;
  --shadow:0 1px 2px rgba(22,24,29,.06),0 12px 32px -12px rgba(22,24,29,.18);
  --serif:"Fraunces",Georgia,serif;
  --sans:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 var(--sans);-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:inherit}
.wrap{width:min(1180px,100% - 32px);margin-inline:auto}
.eyebrow{font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--brand)}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.1;margin:0;letter-spacing:-.01em}
h2{font-size:clamp(1.9rem,3.6vw,2.8rem)}
h3{font-size:1.2rem;font-family:var(--sans);font-weight:600;letter-spacing:0}
p{margin:0}
.lead{color:var(--ink-2);font-size:1.075rem;max-width:58ch}
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.9rem 1.4rem;border-radius:999px;font-weight:600;font-size:.95rem;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s;font-family:inherit}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 8px 20px -8px rgba(152,30,54,.6)}
.btn:disabled:not(.is-loading){opacity:.55;cursor:not-allowed;box-shadow:none}
.btn-primary:hover{background:var(--brand-deep);transform:translateY(-1px)}
.btn-ghost{border-color:currentColor;color:var(--ink)}
.btn-ghost:hover{background:var(--grey);border-color:var(--grey);color:#fff}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:99}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}

/* Header */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:96px;gap:24px}
.logo{display:flex;align-items:center;gap:16px;text-decoration:none;flex:none}
.logo-full{height:76px;width:auto}
.logo-product{padding-left:16px;border-left:1px solid var(--line);font-weight:700;font-size:.95rem;color:var(--brand);letter-spacing:.01em;white-space:nowrap}
@media (max-width:1100px){.logo-product{display:none}}
@media (max-width:520px){.nav{height:76px}.logo-full{height:54px}#site-nav{top:76px}}

/* Footer brand: the CHH symbol with the logo's wording set in white below it */
.foot-brand img{height:64px;width:auto}
.foot-brand-name{margin:14px 0 0;color:#fff;font-weight:700;font-size:1.15rem;line-height:1.25}
.foot-brand-name span{display:block;font-size:.95rem}
.foot-brand-name small{display:block;margin-top:4px;font-weight:400;font-size:.8rem;color:rgba(255,255,255,.8);letter-spacing:.02em}
.nav ul{display:flex;gap:28px;list-style:none;margin:0;padding:0;font-size:.93rem;font-weight:500}
.nav ul a{text-decoration:none;color:var(--ink-2)}.nav ul a:hover{color:var(--brand)}
.nav-cta{display:flex;align-items:center;gap:16px}
.hotline{font-size:.85rem;color:var(--ink-2);text-decoration:none;white-space:nowrap}
.hotline b{color:var(--ink)}
.nav ul a[aria-current="page"]{color:var(--brand)}
.menu-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);cursor:pointer;place-items:center}
@media (max-width:900px){
  .hotline{display:none}
  .menu-toggle{display:grid}
  .nav-cta .btn{padding:.7rem 1rem;font-size:.88rem}
  #site-nav{position:fixed;inset:96px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:8px 16px 20px;display:none}
  .nav-open #site-nav{display:block}
  #site-nav ul{flex-direction:column;gap:0;font-size:1.05rem}
  #site-nav ul a{display:block;padding:14px 4px;border-bottom:1px solid var(--line)}
}
@media (max-width:420px){.nav-cta .btn{display:none}}

/* Hero */
.hero{position:relative;overflow:hidden;background:
    radial-gradient(1100px 500px at 85% -10%,var(--brand-tint),transparent 60%),
    linear-gradient(180deg,#fff,var(--bg-soft))}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding:72px 0 88px}
.hero h1{font-size:clamp(2.4rem,5.4vw,4.1rem);margin:18px 0 20px}
.hero h1 em{font-style:italic;color:var(--brand)}
.pill{display:inline-flex;align-items:center;gap:8px;padding:6px 12px 6px 6px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:.82rem;font-weight:500;color:var(--ink-2)}
.pill span{white-space:nowrap;flex:none;background:var(--brand);color:#fff;border-radius:999px;padding:3px 10px;font-weight:600;font-size:.75rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.trio{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:36px;font-size:.9rem;color:var(--ink-2)}
.trio div{display:flex;align-items:center;gap:8px}
.tick{width:20px;height:20px;border-radius:50%;background:var(--brand-tint);color:var(--brand);display:grid;place-items:center;flex:none}

/* Quote card */
.quote{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);padding:28px}
.quote h2{font-size:1.5rem;margin-bottom:6px}
.quote .sub{color:var(--ink-2);font-size:.9rem;margin-bottom:20px}
.field{display:grid;gap:6px;margin-bottom:14px}
.field label{font-size:.8rem;font-weight:600;color:var(--ink-2)}
.field label .opt{font-weight:400;color:#8a8f99}
.field input,.field select,.field textarea{font:inherit;padding:.8rem .9rem;border:1.5px solid var(--line);border-radius:12px;background:var(--bg-soft);color:var(--ink);width:100%}
.field textarea{min-height:140px;resize:vertical;line-height:1.5}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);background:#fff;box-shadow:0 0 0 4px var(--brand-tint)}
.err{font-size:.78rem;color:#b3261e;min-height:0;margin:0}
.err:empty{display:none}
.has-error input,.has-error select,.has-error textarea{border-color:#b3261e;background:#fff}
.has-error .chip span{border-color:#b3261e}
.hp{position:absolute!important;left:-10000px;width:1px;height:1px;overflow:hidden}
.consent{display:grid;grid-template-columns:20px 1fr;gap:10px;align-items:start;font-size:.8rem;color:var(--ink-2);margin:4px 0 16px;line-height:1.5}
.consent input{width:18px;height:18px;margin:1px 0 0;accent-color:var(--brand)}
.consent a{color:var(--brand)}
.consent .err{grid-column:2}
.form-alert{border-radius:12px;background:#fdecea;color:#8c1d18;padding:12px 14px;font-size:.88rem;margin-bottom:14px}
.btn.is-loading{pointer-events:none;opacity:.85}
.btn.is-loading::after{content:"";width:16px;height:16px;border-radius:50%;border:2px solid currentColor;border-right-color:transparent;animation:spin .7s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.refbox{display:inline-block;margin:6px 0 4px;padding:8px 14px;border-radius:10px;background:var(--bg-soft);border:1px dashed var(--line);font-family:ui-monospace,Consolas,monospace;font-weight:600;letter-spacing:.04em;color:var(--ink)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.quote .btn{width:100%;justify-content:center;margin-top:6px}
.fine{font-size:.76rem;color:var(--ink-2);margin-top:12px;text-align:center}
.warn{font-size:.8rem;color:var(--brand);margin-top:-6px;margin-bottom:12px}
.done{text-align:center;padding:24px 4px}
.done:focus{outline:none}
[hidden]{display:none!important}
.done .big{width:56px;height:56px;border-radius:50%;background:var(--brand-tint);color:var(--brand);display:grid;place-items:center;margin:0 auto 14px}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;gap:40px;padding:48px 0 64px}}
@media (max-width:420px){.row2{grid-template-columns:1fr}}

/* Stat band */
.stats{background:var(--grey);color:#fff}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:34px 24px;border-left:1px solid rgba(255,255,255,.2)}
.stat:first-child{border-left:0;padding-left:0}
.stat b{display:block;font-family:var(--serif);font-size:clamp(1.6rem,2.6vw,2.2rem);font-weight:600;color:#fff}
.stat span{font-size:.86rem;color:rgba(255,255,255,.85)}
@media (max-width:800px){.stats .wrap{grid-template-columns:1fr 1fr}.stat{padding:24px 16px}.stat:nth-child(3){border-left:0;padding-left:0}.stat:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.2)}}

section{padding:96px 0}
.head{display:grid;gap:14px;margin-bottom:48px;max-width:720px}

/* Three-in-one */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split .head{margin-bottom:28px}
.photo{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);background:var(--bg-soft);aspect-ratio:1}
.photo img{width:100%;height:100%;object-fit:cover}
.three{display:grid;gap:14px}
.three .pillar{padding:22px 24px 22px 76px}
.three .pillar .n{display:none}
.three .pillar .ico{left:24px;right:auto;top:24px;width:30px;height:30px}
.three .pillar h3{font-size:1.3rem;margin-bottom:4px}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:36px}.photo{max-width:520px}}
.cover-split{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px;align-items:start}
.cover-split .photo{position:sticky;top:120px}
.cover-split .cover-grid{grid-template-columns:repeat(2,1fr)}
@media (max-width:1000px){.cover-split{grid-template-columns:1fr}.cover-split .photo{position:relative;top:0}}
@media (max-width:520px){.cover-split .cover-grid{grid-template-columns:1fr}}
.pillar{position:relative;border-radius:var(--radius);padding:32px;background:var(--bg-soft);border:1px solid var(--line);overflow:hidden}
.pillar.feature{background:var(--brand);color:#fff;border-color:var(--brand)}
.pillar.feature p{color:rgba(255,255,255,.82)}
.pillar .n{font-family:var(--serif);font-size:.9rem;opacity:.6;margin-bottom:40px}
.pillar h3{font-family:var(--serif);font-size:1.6rem;font-weight:600;margin-bottom:10px}
.pillar p{color:var(--ink-2)}
.pillar .ico{position:absolute;right:24px;top:24px;opacity:.9}
.plus{display:none}
@media (max-width:860px){.three{grid-template-columns:1fr}}

/* Coverage */
.cover-bg{background:var(--bg-soft);border-block:1px solid var(--line)}
.cover-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.cov{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;transition:border-color .2s,transform .2s}
.cov:hover{border-color:var(--brand);transform:translateY(-2px)}
.cov .ic{width:44px;height:44px;border-radius:12px;background:var(--brand-tint);color:var(--brand);display:grid;place-items:center;margin-bottom:18px}
.cov h3{font-size:1rem;margin-bottom:6px}
.cov p{font-size:.88rem;color:var(--ink-2)}
@media (max-width:1000px){.cover-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.cover-grid{grid-template-columns:1fr}}

/* Claims */
.claims{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:start}
.steps{list-style:none;margin:0;padding:0;position:relative}
.steps::before{content:"";position:absolute;left:23px;top:24px;bottom:24px;width:2px;background:linear-gradient(var(--brand),var(--line))}
.steps li{position:relative;display:grid;grid-template-columns:48px 1fr;gap:20px;padding-bottom:32px}
.steps li:last-child{padding-bottom:0}
.steps .dot{width:48px;height:48px;border-radius:50%;background:#fff;border:2px solid var(--brand);color:var(--brand);display:grid;place-items:center;font-weight:700;font-family:var(--serif);z-index:1}
.steps h3{margin:10px 0 6px}
.steps p{color:var(--ink-2);font-size:.95rem}
.callcard{position:sticky;top:120px;border-radius:24px;padding:36px;background:var(--grey);color:#fff;overflow:hidden}
.callcard::after{content:"";position:absolute;right:-80px;bottom:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(152,30,54,.9),transparent 70%)}
.callcard .eyebrow{color:#ecc98d}
.callcard h2{margin:12px 0 14px;color:#fff}
.callcard p{color:rgba(255,255,255,.88)}
.callcard a.tel{position:relative;z-index:1;display:inline-flex;align-items:center;gap:12px;margin-top:28px;font-family:var(--serif);font-size:clamp(1.6rem,3vw,2.1rem);text-decoration:none;color:#fff}
.callcard a.tel span{width:52px;height:52px;border-radius:50%;background:var(--brand);display:grid;place-items:center}
.callcard ul{position:relative;z-index:1;margin:28px 0 0;padding:20px 0 0;border-top:1px solid rgba(255,255,255,.2);list-style:none;display:grid;gap:10px;font-size:.9rem;color:rgba(255,255,255,.8)}
@media (max-width:900px){.claims{grid-template-columns:1fr;gap:40px}.callcard{position:relative;top:0}}

/* Limits table */
.limits{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.lim{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;padding:22px 28px;border-top:1px solid var(--line)}
.lim:first-child{border-top:0}
.lim:nth-child(odd){background:var(--bg-soft)}
.lim h3{font-size:1rem;margin-bottom:2px}
.lim p{color:var(--ink-2);font-size:.9rem}
.lim .amt{font-family:var(--serif);font-size:1.5rem;color:var(--brand);text-align:right;white-space:nowrap}
.lim .amt small{display:block;font-family:var(--sans);font-size:.72rem;color:var(--ink-2);letter-spacing:.06em;text-transform:uppercase}
@media (max-width:600px){.lim{grid-template-columns:1fr;gap:8px;padding:20px}.lim .amt{text-align:left}}

/* Eligibility */
.elig{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:20px}
.elig > div{border-radius:var(--radius);padding:28px;border:1px solid var(--line)}
.elig .yes{background:var(--brand-tint);border-color:transparent}
.elig ul{margin:14px 0 0;padding-left:18px;color:var(--ink-2);display:grid;gap:6px}
@media (max-width:760px){.elig{grid-template-columns:1fr}}

/* FAQ */
.faq{max-width:820px}
details{border-bottom:1px solid var(--line)}
summary{list-style:none;cursor:pointer;padding:22px 0;font-weight:600;font-size:1.05rem;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-family:var(--serif);font-size:1.6rem;line-height:1;color:var(--brand);transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details p{padding:0 0 22px;color:var(--ink-2);max-width:68ch}

/* CTA */
.cta{padding:0 0 96px}
.cta-box{border-radius:28px;padding:64px;background:
   radial-gradient(600px 300px at 100% 0,rgba(199,154,74,.35),transparent 60%),
   linear-gradient(135deg,var(--brand),var(--brand-deep));color:#fff;display:grid;grid-template-columns:1.3fr auto;gap:32px;align-items:center}
.cta-box h2{color:#fff}
.cta-box p{color:rgba(255,255,255,.8);margin-top:12px}
.cta-box .btn-primary{background:#fff;color:var(--brand);box-shadow:none}
.cta-box .btn-primary:hover{background:var(--bg-soft)}
.cta-box .btn-ghost{color:#fff}
.cta-box .btn-ghost:hover{background:#fff;color:var(--brand)}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px}
@media (max-width:860px){.cta-box{grid-template-columns:1fr;padding:40px 24px}}

footer{background:var(--grey);color:rgba(255,255,255,.85);font-size:.88rem;padding:56px 0 32px}
.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}
footer h4{color:#fff;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;margin:0 0 14px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
footer a{text-decoration:none}footer a:hover{color:#fff}
.legal{margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.2);display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.8rem}
@media (max-width:760px){.foot{grid-template-columns:1fr}}

.sticky-cta{display:none}
@media (max-width:700px){
  section{padding:64px 0}
  .sticky-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;gap:8px}
  .sticky-cta a{flex:1;justify-content:center}
  .sticky-cta .btn-ghost{background:#fff;flex:0 0 auto}
  footer{padding-bottom:96px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important;animation-duration:0s!important}}

/* ---------- Inner pages (contact, thanks) ---------- */
.page-hero{background:
    radial-gradient(900px 380px at 90% -20%,var(--brand-tint),transparent 60%),
    linear-gradient(180deg,#fff,var(--bg-soft));border-bottom:1px solid var(--line);padding:64px 0 56px}
.page-hero h1{font-size:clamp(2.2rem,4.6vw,3.4rem);margin:14px 0 14px}
.crumbs{font-size:.82rem;color:var(--ink-2);margin-bottom:6px}
.crumbs a{text-decoration:none}.crumbs a:hover{color:var(--brand)}

.contact-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:start}
.panel{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);padding:36px}
.panel h2{font-size:1.6rem;margin-bottom:6px}
.panel .sub{color:var(--ink-2);font-size:.92rem;margin-bottom:24px}
.panel .btn[type="submit"]{min-width:220px;justify-content:center}
.legend{font-size:.8rem;font-weight:600;color:var(--ink-2);margin:0 0 10px;padding:0}
fieldset{border:0;margin:0 0 18px;padding:0;min-width:0}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{position:relative}
.chip input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.chip span{display:inline-flex;align-items:center;gap:8px;padding:.6rem 1rem;border:1.5px solid var(--line);border-radius:999px;font-size:.9rem;font-weight:500;background:var(--bg-soft);transition:all .15s}
.chip input:checked + span{background:var(--brand);border-color:var(--brand);color:#fff}
.chip input:focus-visible + span{outline:3px solid var(--gold);outline-offset:2px}
.chip:hover span{border-color:var(--brand)}
.chips + .err{margin-top:8px}

.channels{display:grid;gap:16px;position:sticky;top:96px}
.channel{border:1px solid var(--line);border-radius:18px;padding:22px 22px 22px 76px;position:relative;background:#fff}
.channel .ic{position:absolute;left:22px;top:22px;width:40px;height:40px;border-radius:12px;background:var(--brand-tint);color:var(--brand);display:grid;place-items:center}
.channel h3{font-size:1rem;margin-bottom:4px}
.channel p{font-size:.88rem;color:var(--ink-2)}
.channel a.big{display:inline-block;margin-top:8px;font-family:var(--serif);font-size:1.45rem;color:var(--brand);text-decoration:none}
.channel a.link{display:inline-block;margin-top:8px;font-weight:600;font-size:.9rem;color:var(--brand);text-decoration:none}
.channel.dark{background:var(--grey);border-color:var(--grey);color:#fff}
.channel.dark p{color:rgba(255,255,255,.72)}
.channel.dark .ic{background:var(--brand);color:#fff}
.channel.dark a.big{color:#fff}
.privacy-note{font-size:.8rem;color:var(--ink-2);padding:0 4px}
@media (max-width:960px){.contact-grid{grid-template-columns:1fr}.channels{position:static}}
@media (max-width:560px){.panel{padding:24px 18px}.panel .btn[type="submit"]{width:100%}}

.thanks{max-width:640px;margin:0 auto;text-align:center;padding:96px 0}
.thanks .big{width:72px;height:72px;border-radius:50%;background:var(--brand-tint);color:var(--brand);display:grid;place-items:center;margin:0 auto 22px}
.thanks h1{font-size:clamp(2rem,4vw,2.8rem);margin-bottom:14px}
.thanks p{color:var(--ink-2)}
.thanks .hero-actions{justify-content:center}
ol.cover-grid{list-style:none;margin:0;padding:0}